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Use Credit Responsibly


When your savings aren’t enough, credit is there to help.  While we don’t advocate having more than 2 credit cards, max, there are other forms of credit that are essential to making large purchases, such as housing mortgages. In order to obtain the credit for these huge purchases, you need to build your credit score. Luckily, it’s not too hard to do if you follow our advice.


  1. Credit can bridge the gap in purchase power.
  2. Avoid more than two credit cards, but have at least one.
  3. Credit can purchase houses, cars, and much more.