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Consider Investing Some Savings


Now, as for investments, you have many, many different choices. We won’t exhaust all the possibilities in this module but you likely can find out more elsewhere on our site. To give you a short list of options, consider short-term savings accounts, such as CDs, which can last only 3 months to a year and have low % earnings associated with them; long-term savings such as government bonds; and risky investments like government currencies or company stocks. Ideally, you want a diverse portfolio of earnings to push your interest beyond the baseline 3%


  1. Short-list: Consider CDs and Bonds for safe investments.
  2. CD is a short-term savings account– e.g. 3 months.
  3. Bonds are much longer-term, e.g. 5-10 years.
  4. Risky investments, like stocks, can earn 8% or higher!