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    Managing Personal Finances

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    1. Starting Your Budget
      11 Topics
      1. Intro to Personal Finance
      2. Creating a Budget
      3. Managing Your Debt
      4. Calculating Your Net Worth
      5. Loans Without Collateral
      6. Student Loans
      7. Credit Card Debt
      8. Loans With Collateral
      9. Car Loans
      10. Prioritize Your Debt
      11. Focus on Credit Card Debt First
    2. Investments & Assets
      4 Topics
      1. Calculating Your Assets
      2. Investments Should Make at Least 3% Anually
      3. Houses and Cars are Assets
      4. Loans Reduce Net Worth
    3. Managing Your Spending Ratio
      7 Topics
      1. Most People Start in The Red
      2. Calculate Your Income
      3. List Out Your Expenses
      4. Calculate Your Spending Ratio
      5. Calculate Your Living Expenses
      6. Calculate Your Self-Spending
      7. Calculate Your Savings
    4. Set Goals to Pay Off Debts
      7 Topics
      1. Plan Your Financial Strategy
      2. Set Your Financial Goals
      3. Use Compounding Interest Calculators
      4. Prioritize Paying Off Debts
      5. Pay Debt With High Interest First
      6. Consider Investing Some Savings
      7. Investing in Your Retirement
    5. Pros and Cons of Credit
      6 Topics
      1. Use Credit Responsibly
      2. Understanding Credit Scores
      3. Many Factors Impact Credit Scores
      4. Start Building Credit Early
      5. Credit Comes With Risks
      6. Know Thy Finances
    Lesson 3 of 5
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    Managing Your Spending Ratio

    The ASJ Team

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